Online Auto Loans in Laurel, MD
When it’s time to find a pre-owned vehicle, getting an auto loan can help make your goal of driving through the streets of Laurel in a quality model a reality. Sheehy Toyota of Laurel offers the online tools you need to navigate this process efficiently, so feel free to reach out to our dealership when you’re ready to start!
Securing a Loan
To set yourself up for a successful loan application, checking your FICO® credit score is an important first step. This score will largely influence which loan options you’re eligible for. Generally, the higher your credit score, the better the loan terms you can expect. For instance, a score in the range of 740 to 800 is often categorized as prime, which opens the door to lower interest rates and more favorable terms than scores in the 580 to 669 range. Higher scores can help you secure a loan with a manageable interest rate, making your monthly payments less of a financial strain.
Planning Your Budget
Setting a budget is essential for keeping up with your pre-owned vehicle’s financial requirements, so you can continue enjoying trips to Alice B. McCullough Field and beyond. With our Payment Calculator, you can estimate your monthly payment amounts, allowing you to plan and set aside the right funds to stay current on your loan. Plus, making these payments on time can positively impact your credit score, adding another incentive to stay on top of deadlines. If you’re looking for more guidance on budgeting or have questions about managing your finances, our Finance Department is here to help.
Getting Pre-Approved
After choosing the vehicle you want to drive down Route 198, the next step is to initiate the buying process with our pre-approval application. This form gives you the opportunity to secure a loan remotely, without needing to visit our dealership in person. To start, simply click the Get Pre-Approved tab on our website, fill in the necessary information, and submit the form for review. Once we receive your application, our team will promptly reach out to discuss your loan options. Do you still have any questions about loans or the approval process? Contact us today for more information!
Learn More About Used Vehicles!
Dealership Information
Testimonials
“ I had an extremely frustrating experience with this Toyota dealership. They had my car remote in their possession for nearly two years, and despite calling them around 100 times, no one was willing to help. Something as simple as mailing the remote to me could have resolved the issue long ago, but that never happened. What made the experience even more disappointing was that some of the managers refused to help or even take a moment to look into the situation. Instead of trying to solve the problem, one manager seemed more interested in arguing than assisting, which only made the experience worse. The only reason this issue was finally resolved is because Newton took the initiative. He got up from his desk, looked for the remote, and found it within two minutes. His willingness to help and take ownership accomplished what no one else had done in two years. Newton deserves recognition for his outstanding customer service. Unfortunately, the rest of my experience with the dealership was the complete opposite. I hope management recognizes the difference one employee can make and works to improve the level of customer service throughout the dealership. ”
“ The dealer team was great to deal with! Seth was great as well. ”
“ I’d recommend this dealership to anyone who needs to sell their car! I worked with. Zaelyn Watson from start to finish. They were able to match the offer they gave me online, kept their word, and cashed me out the same day! She was professional, courteous and understanding. She was even running to get my check before the finance department closed for the day, a truly patient and hard working specialist. I can see her rising in the ranks in this field easily. The managers were very helpful! Thank you guys so much!!!! ”
“ Elio is the goat. Plain and simple ”
“ Service was amazing my advisor was David cool guy he help me a lot go to David he the most chillest advisor and he’s honest ”
“ Easy in and easy out! And a clean car! Very polite staff and services completed without issues. ”
“ Great team here ”
“ I recently brought my Toyota to Sheehy for them to check on some recalls. The process was smooth, took as long as they said it would, and I had no issues picking up my vehicle. ”
“ Ask for Mr Imo. He was great, pleasant and got us the price we wanted on a new Toyota Tundra! Kelvin Brooks was a friendly and efficient finance manager! ”
“ (Translated by Google) Thanks to Mr. Jose Salazar, he was excellent and helped a lot. I highly recommend him. (Original) Gracias al señor Jose Salazar excelente los ayudo mucho lo recomiendo ”
“ Very helpful! Helped me get an awesome deal! ”
“ Everyone was very friendly and willing to help. Very clean location and the whole process was fast. 5 stars to my salesman James and Nicole in financing! ”
“ Ty was so patient with me.. Thank You ”
“ Mr. Sam Michael left no stone unturned to make me feel as I was in INDIA Toyota dealership not in Washington. ”
“ Imo made it SUPER easy to purchase my first car. Customer service was amazing. I had no knowledge of cars and he helped me select the right one for me. I Highly recommend Sheehy!!! ”
“ Zeena is second to non Sale Manager. I have never seen who is so sound with her job like Zeena. She is a world class Sale Manager. Sheehy Toyota Laurel is lucky to have Zeena as their Manager. This woman is good and wonderful. She made me to understand the benefit of doing business with Sheehy Toyota Laurel. I will not hesitate to recommend Sheehy toyota Laurel to whomever I come across because of her.. She is courteous, brilliant and nice with 5 Star customer relationship. Thanks Zeena for your world class service your are rendering to you customer. Tony ”
“ fast service! got a free car wash and vacuum with my V.I.P. Package. Text updates and a really nice cafe. I worked while I waited in the lounge bar area and got a snack. ”
“ Had a wonderful experience with Tyler Willis test driving cars and talking numbers. No pressure to buy like many other dealerships which I really appreciate when deciding on a new car. Will definitely be going back to secure our new Toyota for my family. ”
“ We were there way to long. You have a lot of sales people but are very limited on the financial agents. ”
“ Love to take my car here for maintenance. ”
“ Went well however they forgot to refill my wiper fluid. Hopefully everything else is good. ”
“ My car was not washed or cleaned properly it was half done the car adviser service tech had to take it back n even when he helped clean it it was still very dirty up under the seats very disappointing dissatisfied ”
When I arrived, the showroom had hip hop music blaring
“ When I arrived, the showroom had hip hop music blaring and I had to ask a staff member to speak loud enough to hear. Although I had scheduled an appointment, the car itself had not been detailed in the slightest. The salesperson was nice and professional and apologized that the car wasn't ready. But my overall sense was one of disappointment. ”
“ Mr. Devon King was my contact. Mr. King was forthcoming about my repairs and kept me abreast of everything throughout my appointment. He was very professional and kind. ”